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The Observer
Rockford, Illinois
March 24, 1961     The Observer
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March 24, 1961

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FRIDAY, MARCH 24, 1961 THE OBSERVER PAGE 13 (Advertisement) (Advertisen~ ent) (Advertisement) ~ ALl IlIl' II .~, I I~IEIAA I I I lU II I I L ~ I HE STO 0 The season of lent Is almost over, and all of us have taken a spiritual inventory In preparation for Easter. We are endeavor- hlg to bring our souls closer to God by practicing self-control and doing penance for past offenses against the law of God but also for help to the Souls in Purgatory. Much of this is achmlly for our own benefit but some is forI L ~ .mm~eharity and as such may brlngldisahling sickness or accident ~reater benefit to us. Let us provided the insurance is pur- ~erefore add just one short chased when you are in good prayer daily for the poor soulS!health. for a happier and more glorious Easter. The loss of time Insurance coupled with an adequate life Your society is In a position insurance program we u 1 d en- by reason of the charity of Itsl able the insured anti his family members to assist those in need to enjoy peae~ of mind, know- because of expenses incurred, lug that he and his family are loss of income and loss of life. i protected" We all appreclat I am sure, that a man is act~,ally practlc-i We woukl Hmrefore suggest lug charity toward his family when he p r o t e c t s his family against want arising from hos- pital bills, m e d I c a I expense, wage loss due to his inability to work and even due to his death. Life Insurance has long been offered and purchased with this thought in mind, but long dis- sbllities causing loss of income, expensive hospital bill and med- ical expense can be just a.~ ~ri- ous. This type of trouble or ~ven disaster can be guarded against by purchasing insurance against wage loss by reason of that during this same period of j lent, we take stock of the pro-I teetion carried for our family, t Many of our members arcI very thankful that they prac-[ tieed the virtue spoken of andI have told us so as evidenced by[ their letters. We only hope that[ you are as well protected, best We wish to extend our wishes to all for a Blessed and Glorious Easter. J. JUDN1C / Manager, Benefit Department un The Holy Family Society of the U, S.A. is organized on a democratic Lodge basis in which members of each Lodge elect representatives. These representatives meet in a national convention each four years to make all policy decisions affecting the entire Society and to elect the Supreme Board of Directors. For all present and future members of the Holy Family Society, perhaps this is the time and place for a Statement of Principles: 1. The Holy Family Society of the U.S.A. does not and has not claimed the endorsement of l Observer. Nor does it or it claimed the endorsementi of any official part of the Catho-' lic Church. 2. The Holy Family Society membership is composed ex- clusively of Catholics who free- ly joined together for their mutual protection and benefit through the instruments of in- surance. 3. The Holy Family Society realizes that its highest en- dorsement comes from its many present members and from those who have asked to join the Society and may become l~emhers. Only through service to its members and through Catholic action programs de- signed to aid the entire Cath- olic community, can the Society hope to continue to receive such endorsement. 4. We emphatically s t a t e that all officers, directors and department heads of the Holy Family Society are members of the Catholic Church and are pledged to act only in the best interests of their fellow Cath- olics. 5. The moral, ethical and spiritual basis of the Holy Family Society must meet the highest demands made upon it by any members or interested parties. The Society must al- ways keep uppermost an atti- tude of sympathetic under- standing of the problems of fellow Catholics. 6. The Holy Family Society pledges to continue to seek new ways to earn the support of its members and to ever strive to improve the quality, quantity and depth of protection. As new insurance programs b e c o m e available, they will be brought to the attention of the mem- bership as soon as possible. ~f. The following statement, carried on nearly all pieces of literature printed by the So- ciety, summarize the above points and reflect accurately the message the Society wishes to deliver to all interested )ersons: "Since 1914, the Holy Fam- ly Society of the U.S.A. has been dedicated 1o theservice of the Catholic home, family and community. For nearly hfilf-a- century the Society has offered the finest in insurance protec- tion at low, no'n-profit rates to Illinois Catholics only. Members enjoy the feelings of security and confidence that come with placing their welfare in the hands of their own Society, and at the same time, help strength- en the bonds of faith." (Please turn to pa~ge I5) HERE ARE THE OFFICERS who are responsible for the growth of your Holy Family Society: (from left) Anton Smrekar, Treasurer; Steve J. Kosar, President; Joseph J. Kochevar, Secretary. oly ami! icers PRESIDENT: Steve J. Kosar, Bensenville, III. For Catholic Frater- nalism l s VICE PRESIDENT: Nicholas Pavlick, Manor, Pa. 2nd VICE PRESIDENT: Ann Jerisha, Joliet, III. SECRETARY: Joseph J. Kochevar, Joliet, !11. TREASURER: An+on J. Smrekar, Lockpor,II!. SPIRITUAL ADVISOR: Rev. Thomas Hocje, O.F.M. MEDICAL DIRECTOR: Dr. Joseph Zalar, Joliet, I!!. TRUSTEES: Frank Tushek, Joliet; !11. Anna Frank, Chicacjo 23, II!. Matthew Kochevtr, Joliet, II!. JUDICIAL BOARD: John Kovas Frances Yucevicius Mary Riola / ATHLETIC DIRECTOR: Anthony. Tomazin, Chicago, i11. i i i I i i , t 0 ,onven ion in Mcm of these familim faces are gone and he clothes of the laymen may look old baflfioned. But the mine spirit of trcdemcdkm and mutual aid continuu on as before throughout the Holy Family Society. f Forty-seven years ago this fall, a small group of Catholic laymen met in Joliet, Illinois, with a serious problem: How to provide themselves and familes with !adequate insurance at reasonable cost? They founded the Holy ~am- fly Society of the U.S.A. as a non-profit Catholic fraternal benefit society and received a charter from the state of Illi-. nois. The size and resources of the Society today, nearly a half- century later, testifies to their wisdom and foresight. Their Society now h~ lodges and members through- out Illinois Served by five re- gional offices. M o r e t h a n 30,000 Catholic members and families depend upon the So- ciety to protect them against the financial hazards of get- ting sick, hurt and disabled and to provide the necessazy funds to keep a family to- gether should the breadwin- ner die. How the Society grew, de- spite t h e h u g e advertising budgets of the giant commer- cial companies and doctor-spon- sored plans is a story that deserves telling. First of all, the non-profit Holy Family Society is dedi- cated, not to making a profit, but to the service of the Illi- nois Catholic home and family. This means the Society does not offer benefits nor set its r a t e s with the comfortable margins enjoyed by commercial competitors. The object always is to offer the widest protection and most generous benefits at the lowest possible cost. Secondly, the Society feels a deep responsibility to its mem- bers based on the c o m m o n bonds of faith to pay every jus- tiffed claim while remaining ~completely fair to all o t h e r members. Every claim, there- fore, receives sympathetic at- tention with a minimum of red tape. Thirdly, your society knows well the s p e c i a 1 in- 'surance n e e d s of its fellow- Catholics. Catholic families are larger, the paycheck of the head of the household needs quick replacement should he he unable to work, maternity benefits~ must be realistically large, etc. Awareness of these special needs results in policies offering protection ordinarily not available outside the So- ciety except at prohibitive rates or with penalizing restrictions. The Holy Family Society has now grown into two di- visions: Acddmt and Health and LffL I~teh offers policies designed to meet Specific Catholic needs within e~ch division and to fit perfectly with policies from the other divi~on. For example, the Health and Accident division now oilers more than 20 dif- ferent policies and combina- tions ~gainst illness, injury and Io~ of family income. Its leading policy and pace- setter for the entire insurance industry is the now-famous "3- Way Plan." This policy pays hospital bills IN FULL while in semi-private room after the first $50 of expense, no matter how large the hospital bill may be. Maternity benefits are of- feted on the same "no limit" basis. In addition, $1000 for accidental loss of life is pro- vided for each member of the family including children plus "no limit" protection against accident and emergency hospi- tal expenses. Part 2 of the "3-Way Plan" pays a maximum of $200 per month for six months if the in- sured cannot earn because of sickness or accident. Unlike many other companies, the So- ciety d o e s not restrict the member to his home in order to receive payments. Part 3 lifts much of the load of doctor bills by paying up to $150 for surgeons' fees, up to $100 for maternity doctor care and up to $500 for doctor's house and office visits. This last benefit is usually overlooked but is verY imp~frtant consider- ing the present policy of over- crowded hospitals to send pa- tients home j u s t as soon as possible. Similar to the "3-Way Plan" but designed /or the family with less pressing needs is the "Cooperative Plan." It provides the same benefits as the "3- Way" except that it pays 80% of all hospital bills after the first $10. For special coverage of spe- cial risks, the Society offers the Hospital-Surgical, Surgical- Medical and Income Security plans. Several are especially designed for Senior Citizens up to age 80. The Income Plan pays $75 per week for a full y e a r plus $3000 accidental death plus several other bene- fits--one of the most unusual and generous plans available anywhere. House confinement LS never required in order to collect. For the Catholic family with cvmImny sick-leave or other work - provided coverage but, greeter protection, the Society has recently issued the :'$100 Plan." It pays $50, $75 or $100 each week directly to the member while hospitalized to help him meet medical bills, living expenses or any other money needs. Payment is made from the first day of disability and there is no time limit. (Please turn tO page 14) Society Opens New Branch Offices In order to serve policyhold- ers better, the Holy Family Society is continuing to open branch offmes throughout Illi- nois. Besides the home office in Joliet, Society offices and rep- resentatives are now located in Chicago, Waukegan, Spring- field and the Calumet area. Plans call for new offices in other sectionJ of the state as so~m as practical. This Is a Special 4-Pa9e Section on the Ho{y Family Society. PULL HERE TO SEPARATE AND